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• Other Special Risks

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Top Hat Disability Insurance

 

The Top Hat Program is an automatic issue plan that allows supplemental disability insurance in conjunction with a recently approved, standard issued, fully underwritten non-cancellable policy.  Up to an additional $10,000 per month may be issued provided the total in force coverage does not exceed  65% of personal income.  Coverage includes own occupation and options for COLA and Residual Disability.